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 Low Rate / Low APR Credit Cards:

 
Low APR Credit Cards!
If you're looking for the lowest interest rate possible and carry a balance from month-to-month, low APR credit cards will help you save more money on long-term interest charges. For people with good to excellent credit, these offers tend to have lower fees and may / may not include a 0% APR. If you'd prefer to compare the best zero rate deals, please see our 0% intro APR credit cards...
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  Capital One® Platinum Prestige

Intro APRIntro Period Lowest APR Annual Fees
N/AN/A 7.90%None
  • Low 7.90% APR on purchases and balance transfers.
  • No annual fee or balance transfer fees.
  • Exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
        * For people with Excellent Credit Only!


  Bank of America Visa® Platinum Card

Intro APRIntro Period Lowest APR Annual Fees
0.00%6 months As low as 7.99%None
  • 0% APR† for 12 billing cycles on balance transfers!
  • No Annual Fee.
  • Get a response in 60 seconds! Zero liability from unauthorized card use. Online banking service and more.


  Citi® Platinum Select® Card

Intro APRIntro Period Lowest APR Annual Fees
0.00% Up to 12 months As low as 8.49%None
  • 0% APR for up to 12 months on purchases and transfers!
  • No Annual Fee.
  • Great features such as Citi Identity Theft Solutions, fraud protection and free online account management.
      * Balance transfer fees may apply with this offer.


  Citi® Diamond Preferred® Card

Intro APRIntro Period Lowest APR Annual Fees
0.00% Up to 12 months As low as 8.49%None
  • 0% APR for up to 12 months on purchases and transfers!
  • No Annual Fee.
  • Citi Identity Theft Solutions: $0 Liability on unauthorized purchases.
    Secure, free online account management.
      * Balance transfer fees may apply with this offer.


  AT&T Universal Savings Platinum Card

Intro APRIntro Period Lowest APR Annual Fees
0.00% Up to 12 months As low as 8.99%None
  • 0% APR for up to 12 months on balance transfers!
  • No Annual Fee.
  • AT&T calling benefits: up to 30 free phone minutes each month, 2 free directory assistance inquiries per month and other wireless benefits.
      * Balance transfer fees may apply with this offer.


  Merrill+ Visa® Credit Card

Intro APRIntro Period Lowest APR Annual Fees
1.90%12 months 9.99% (V) None
  • 1.90% APR for 12 months on balance transfers!
  • No Annual Fee.
  • Get 1 point for every $1 in purchases with no limit on points.§ Points are redeemable for travel, merchandise, gift certificates and more.


  Bank of America Cash Rewards Platinum Plus® MasterCard®

Intro APRIntro Period Lowest APR Annual Fees
0.00%12 months9.9%-15.99%None
  • 0% APR† for 12 billing cycles on balance transfers!
  • No Annual Fee.
  • For every $2,500 you spend, you'll earn $25! That's a full 1% cash back with no limit to how much cash back you can earn.
      * Get a $50 Statement Credit after qualifying transaction(s).§§


  Bank of America WorldPoints Platinum Plus® MasterCard®

Intro APRIntro Period Lowest APR Annual Fees
0.00%12 months9.9% - 15.99%None
  • 0% APR for 12 billing cycles on balance transfers!
  • No Annual Fee.
  • Earn 1 Point for every dollar you spend in net retail purchases. § Points are redeemable for cash, merchandise, travel rewards and more.
      * Also Available: WorldPoints Platinum Plus® Visa® Card


  Citi CashReturns(SM) Card

Intro APR Intro Period Lowest APR Annual Fees
0.00% Up to 12 months As low as 9.99% None
  • 0% APR for up to 12 months on balance transfers!
  • No Annual Fee.
  • Earn a full 1% cash back on every purchase. Checks will be sent automatically every time you earn $50 - no calling necessary.
      $$$ Receive a 20% BONUS on cash earned for the first 12 months**


  Pulaski Bank Visa®

Intro APRIntro Period Lowest APR Annual Fees
0.00%6 months7.99% (F) $35-$50
  • 0% APR for 6 months on balance transfers!
  • No Annual Fee.
  • "One of the best credit card deals in the country!"- Money Magazine. Credit limit up to $10,000. BEFORE YOU APPLY >


  Pulaski Bank Gold Visa®

Intro APRIntro Period Lowest APR Annual Fees
0.00%6 months9.50% (F) None
  • 0% APR for 6 months on balance transfers!
  • No Annual Fee.
  • Don't be left out in the cold with your current credit card. Zero worries and zero hassles! BEFORE YOU APPLY >


 Discover® MoreSM Card

Intro APRIntro Period Lowest APR Annual Fees
0.00% Up to 12 months*10.99% (V) None
  • 0% APR for 12 months on transfers! 6 months on purchases!
  • No Annual Fee.
  • Get 5% Cashback Bonus® on purchases in popular categories that change four times a year.* Up to 1% on all other purchases.


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