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 Credit Cards for Poor Credit:

 
0% APR Credit Cards!
If you have poor credit -or- a lack of credit history with a credit score below 620, start making improvements with a credit card for poor credit. Although they tend to have additional fees when compared to 'standard' credit cards, the unsecured credit cards listed below do not require security deposits and will help build or improve poor credit. Also available: secured and prepaid cards.
 Available Offers:
  Orchard Bank® Platinum Mastercard®

Intro APRIntro Period Lowest APR Misc Fees
N/AN/A As low as 7.90%$39+$19
  • As low as 7.90% variable APR.
  • Associated Fees: Annual fee: $39-$59 , Processing Fee: $19-$49
  • Credit line of $300 to $1,500. Short inquiry form determines the best card for you. Periodic credit limit increase reviews.


  First PREMIER Bank MasterCard® / Visa®

Intro APRIntro Period Lowest APR Misc Fees
N/AN/A 9.90%$48+$29+$95
  • Low APR on purchases!
  • Reports monthly to 4 Major Credit Bureaus
  • A credit card for those with less than perfect credit.
  • Terms and Conditions


  First PREMIER Bank Gold MasterCard® / Visa®

Intro APR Intro Period Lowest APR Misc Fees
N/A N/A 9.90% $48+$29+$95
  • Low APR on purchases!
  • Reports monthly to 4 Major Credit Bureaus
  • A credit card for those with less than perfect credit.
  • Terms and Conditions


  Centennial Mastercard® / Visa®

Intro APRIntro Period Lowest APR Misc Fees
N/AN/A 9.90% $48+$29+$95
  • Low APR on purchases!
  • Reports monthly to 4 Major Credit Bureaus
  • A credit card for those with less than perfect credit.
  • Terms and Conditions


  Continental Finance Gold MasterCard®

Intro APRIntro Period Lowest APR Misc Fees
N/AN/A 9.75%$25+$200
  • As low as 9.75% APR*
  • Associated Fees: Annual Fee: $25, Set-Up Fee: $200, Monthly Maintenance: $12.00/month
  • Monthly reporting to major credit bureaus. FREE online account access and tools with regular credit limit increases.


  Orchard Bank® Classic Mastercard®

Intro APRIntro Period Lowest APR Misc Fees
N/AN/A 14.90% (V) $49+$19
  • As low as 14.90% variable APR.
  • Associated Fees: Annual fee: $49 , Processing Fee: $19-$49
  • Credit line of $300 to $1,500. Short inquiry form determines the best card for you. Periodic credit limit increase reviews.


  Continental Finance MasterCard®

Intro APRIntro Period Lowest APR Misc Fees
N/AN/A 19.92% $50+$200
  • As low as 19.92% APR.
  • Associated Fees: Annual Fee: $50, Set-Up Fee: $200, Monthly Maintenance: $12.00/month
  • No minimum monthly income requirements. No security deposit. Credit limit increases for good standing accounts.


 NMB Platinum Visa® or MasterCard®

Intro APRIntro Period Lowest APR Misc Fees
N/AN/A19.50% (V) $59+$69.95
  • As low as 19.50% variable APR.
  • Associated Fees: Annual fee: $59, Processing Fee: $69.95, Deposit: $300-$1000
  • Get guaranteed approval w/ no credit check! Credit line of $300 to $10,000, depending on deposit. Plus, get great travel rewards!


 BuyRight Prepaid MasterCard®

Intro APRIntro Period Lowest APR Misc Fees
N/AN/AN/A$29.95
  • Use anywhere MasterCard is accepted!
  • Associated Fees: Acceptance Fee: $29.95 (one-time), Monthly Maintenance Fee: $7.95
  • Numerous funding options and benefits. No credit check, bank account, or security deposit required.
      * REPORTS CARD ACTIVITY to credit agencies!


Notice to Visitors: We do our very best to keep the most accurate and up-to-date credit card information on our website.
But we cannot guarantee and expressly do not warrant the accuracy of credit card terms indicated on this page. Please refer to the online credit card applications for full details, as terms may change without notice to us (or you).
* The credit cards on this page may be able to help build, rebuild, or re-establish your credit if you make ontime payments
with all of your creditors and maintain your account balances below the credit limits.

 
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