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Archive for October, 2007

Biggest Issuers get Mediocore Ratings…

 October 30th, 2007  |  No Comments »

Eighty percent of the credit card market is controlled by five issuers - JP Morgan Chase, Bank of America, Citibank, Capital One, and HSBC. With so much credit on the line, ...

Posted in News & Info


Aftermath of Subprime Concerns…

 October 26th, 2007  |  No Comments »

Since the subprime chaos began earlier this year, borrowing money has become more and more difficult with lenders taking additional precautions to insure borrowers are capable of paying back their debts. Even those with ...

Posted in News & Info


AVOID These Credit Report Items!

 October 22nd, 2007  |  No Comments »

There are several items in your credit report that can mean the difference between getting a loan, mortgage or credit card and being denied. Avoid these type of items if at all possible: Bankruptcy - Legally ...

Posted in Credit Tips


Simple Steps to Repair Your Credit…

 October 18th, 2007  |  No Comments »

Your credit history affects every aspect of your financial life. The interest rate you pay, your employment opportunities and whether or not you qualify for a loan or mortgage are ...

Posted in Credit Tips


Factors Affecting Your Credit Score…

 October 5th, 2007  |  No Comments »

Your credit score is a 3-digit number that reflects your overall credit-worthiness. Lenders use it to decide whether to approve you for a line of credit or a loan. Ranging from 300 ...

Posted in Credit Tips


Basics of Building Good Credit…

 October 3rd, 2007  |  No Comments »

A great credit history doesn't just happen - it's a result of conscious effort, hard work and dedication. Students, homemakers, divorcees or other consumers who need to build their credit history should follow ...

Posted in Credit Tips