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Archive for the ‘Card Advice’ Category

Raise Your Credit Score in 2009…

 January 19th, 2009  |  No Comments »

Considered the barometer of financial health, a high credit score offers consumers lower interest rates and better terms on large purchases or mortgages, resulting in a savings of thousands of ...

Posted in Credit Tips, Card Advice


Save with a Gas Reward Credit Card…

 July 14th, 2008  |  1 Comment »

With gas prices in some parts of the country well over $4 per gallon, consumers may want to consider using a gas reward credit card to offset the rising cost. ...

Posted in Credit Tips, Card Advice


Saving w/ Cash Back Credit Cards…

 June 3rd, 2008  |  No Comments »

As consumers scramble to keep afloat during a downturn in the economy, credit card companies have continued to push cash back reward programs. According to the market research firm Mintel ...

Posted in Credit Tips, Card Advice


Fed Cuts & Lower Interest Rates…

 March 28th, 2008  |  No Comments »

With the latest cut in the federal fund rate on March 18th, consumer are looking for some relief in the rates they pay for credit. The Federal Reserve lowered rates ...

Posted in News & Info, Card Advice


Confusion About Grace Periods…

 March 14th, 2008  |  No Comments »

Unlike a traditional loan, credit is a loan that does not charge interest from the date of the transaction. Interest only begins to accrue following the 'grace period.' Consumers are ...

Posted in Credit Tips, Card Advice


Beware of Hidden Credit Card Fees…

 September 8th, 2007  |  No Comments »

Think you have a no-fee credit card? Think again! There's no such thing as a credit card with no fees. Even if you have a 'no annual fee' credit card, ...

Posted in Credit Tips, Card Advice


How to Get a Lower APR…

 September 7th, 2007  |  No Comments »

A common misconception is that once you've been approved, your credit card APR is fixed in stone. Nothing could be further from the truth-- especially if you have good credit and ...

Posted in Card Advice


International Transaction Fees…

 September 6th, 2007  |  1 Comment »

Many consumers are not aware that when they shop abroad or in any foreign country, most purchases made with a credit or debit card carry a charge for the conversion ...

Posted in Credit Tips, Card Advice


Avoid Credit Card Theft & Fraud…

 August 2nd, 2007  |  No Comments »

Credit card fraud and identity theft are big concerns for consumers these days. The time and energy required to fix the damages can be daunting. Prevention is the key to saving ...

Posted in Credit Tips, Card Advice